Queensland Resilient Homes Fund
The Resilient Homes Fund includes three funding programs to improve Queenslander’s residences’ resilience to flooding through resilient retrofit, home raising, or voluntary buy-back programs.
Description
The $741M Resilient Homes Fund (RHF) is jointly funded by the Queensland and Australian Governments. The program is available across 39 local government areas to homeowners impacted by the 2021-2022 floods. The package includes three funding programs to improve Queenslander’s residences’ resilience to flooding through resilient retrofit, home raising, or voluntary buy-back programs.
The Resilient Retrofit Program provides funding to repair (enhancing resilience) or retrofit homes to incorporate flood resilient design and materials in liveable rooms or areas, and to raise or relocate services essential to the continued liveability of the home. Grants of up to $50,000 are available to eligible homeowners.
The Home Raising Program provides a grant to raise the home to reduce the impacts of future flood events. The focus is on raising habitable floors to meet or exceed the required flood hazard level (minimum habitable floor level), as prescribed by the relevant local government planning scheme. This initiative may also include moving the home on the same parcel of land (for example, moving it to higher ground). Grants of up to $100,000 are available to eligible homeowners .
The Voluntary Home Buy-Back Program provides funding for eligible local governments to buy back flood affected homes on a voluntary basis. The buyback of homes will be considered on a case-by-case basis, with land to be rezoned to prevent buildings being built on the land in the future. It is expected the program will purchase of around 500 homes.
The Queensland Reconstruction Authority is administering the voluntary home buy back program, with the Department of Energy and Public Works administering the resilient retrofit and home raising program.
Did the Sendai Framework change or contribute to changes in your activities/organization? If so, how?
The Queensland Reconstruction Authority (QRA) is the state’s lead agency responsible for disaster recovery and resilience policy in Queensland. Under this remit, QRA has developed the Queensland Strategy for Disaster Resilience (QSDR) which is aligned to the Sendai Framework. The QSDR advocates for opportunities to build resilience across Queensland, as well as provides linkages to effective resilience building in preparedness and recovery activities at the national and international level.
What led you to make this commitment/initiative?
What was your position before making this Voluntary Commitment / prior to the Sendai Framework?
The Queensland Government is committed to demonstrating our approach to strengthening disaster resilience to ensure communities are better equipped to deal with the increasing prevalence of natural disasters. QRA hopes that by making this commitment, we can share our learnings and progress with the international community to assist in developing similar programs in their context.
Deliverables and Progress report
Deliverables
Deliverables are the end-products of the initiative/commitment, which can include issuance of publications or knowledge products, outcomes of workshops, training programs, videos, links, photographs, etc.
This program provides a grant to raise homes to reduce the impacts of future flood events. The focus is on raising habitable floors to meet or exceed the required flood hazard level (minimum habitable floor level), as prescribed by the relevant local government planning scheme. This initiative may also include moving the home on the same parcel of land (for example, moving it to higher ground).
In addition to the building, earthworks and foundation costs, the program will cover reasonable costs such as relocation and reconnection of essential services, soil tests, required professional services such as engineering, and reinstating access such as stairs.
There are eligibility requirements associated with the program. Homeowners can apply for a funding grant of up to $100,000 towards the cost of raising their homes. Work in excess of the $100,000 will require a contribution from the homeowner on a dollar-for-dollar basis.
This program provides funding to repair (through enhancing resilience) or retrofit homes to:
• incorporate flood resilient design and materials in liveable rooms or areas; and
• to raise or relocate services essential to the continued liveability of the home.
Deliverables of this program may include the following:
• minimising the chance of flood damage to the home;
• minimising the costs and inconvenience of recovery after flood events;
• saving homeowners from having to pay for repetitive repairs following flood events in the long-term; and
• preparing homes for future flood events
Homeowners may apply for funding grants of up to $50,000 toward repairing (enhancing resilience) or retrofitting. If the cost of the works is estimated to exceed $50,000, homeowners will be required to co-contribute on a dollar-for-dollar basis.
This program is a voluntary program which provides funding for councils to buy back flood affected homes, on a case-by-case basis prioritised on:
• severity of damage from the 2021-22 flooding;
• flood risk; and
• socio-economic factors.
Properties are purchased at fair market value and the decision to accept an offer for buy-back rests solely with the homeowner.
A key deliverable of the buy-back program is to mitigate the risk to life and property in areas that are susceptible to frequent and severe flooding.
The Voluntary Buy-Back program covers costs associated with independent valuation of the property and a homeowners costs associated with the sale of the property (e.g., legal costs). For councils, costs include legal costs, home demolition, land rehabilitation and rezoning to non-occupied uses.
All works under the program must be completed and final payments made by 30 June 2024.
Porgress report
The program has now been running for more than two years, to support Queenslanders build resilience to disasters. Eligible homeowners could apply for funding to raise their property or retrofit their property with resilient products or have their home acquired through the Voluntary Home Buy-Back (VHBB) program.
In April 2023, the VHBB program was approved for an additional $235 million in funding, to meet the extraordinary demand from applicants. The VHBB program closed to new applicants on 19 June 20203 following the allocation of all available funding.
The Home Raising program was expanded to provide greater flexibility and increased funding for homeowners to maximise the number of homes raised through the program. Registration of interest for the Resilient Retrofit program and the Home Raising program closed on 30 July 2023.
Under the RHF, funding was provided to assist eligible flood-impacted homeowners to retrofit or raise flood-affected homes. Additionally, the program enabled the Buy-Back of homes that met eligibility criteria and were considered on a case-by-case basis. As of 12 August 2024, the program has:
• Received 6,576 registrations; 4,565 of these are active;
• Completed 4,527 home assessments for resilience works;
• Approved 689 grants for resilience works and 340 grants for home raises;
• Had 859 offers of purchase accepted through the voluntary home buy-back program;
• Settled 677 contracts of purchase and demolished or removed 500 properties.
Organizations and focal points
Implementing Organization(s)
Focal points
Partners
- Queensland Department of Energy and Climate
- Queensland Department of Communities, Housing and Digital Economy
- Queensland Rural and Industry Development Authority
- Queensland Building and Construction Commission
- National Emergency Management Agency (Australia)
- Insurance Council of Australia
- Queensland Government