![Photo of the floods in Brisbane by Erik K. Veland, Creative Commons Attribution-NonCommercial 2.0 Generic (CC BY-NC 2.0)](/sites/default/files/styles/landscape_16_9/public/18003_australiafloodeveland.jpg?itok=kSkd7nAk)
'After a disaster, individuals and politicians often find it easier to blame someone else, often an insurance company or a bank, for the poor outcome of a lifestyle decision. This is understandable but it doesn't help people better prepare for the next disaster,' writes Patrick Snowball, group chief executive of Suncorp, in an editorial.