By Rebecca Hersher and Robert Benincasa
[...]
Disasters are becoming more common in America. In the early and mid-20th century, fewer than 20 percent of U.S. counties experienced a disaster each year. Today, it's about 50 percent. According to the 2018 National Climate Assessment, climate change is already driving more severe droughts, floods and wildfires in the U.S. And those disasters are expensive. The federal government spends billions of dollars annually helping communities rebuild and prevent future damage. But an NPR investigation has found that across the country, white Americans and those with more wealth often receive more federal dollars after a disaster than do minorities and those with less wealth. Federal aid isn't necessarily allocated to those who need it most; it's allocated according to cost-benefit calculations meant to minimize taxpayer risk.
[...]
NPR examined one federal disaster program and found evidence of exactly that phenomenon. The program uses federal and local money to purchase homes that have flooded or been affected by other natural disasters and permanently turn the lots into green space to reduce flood risk.
The buyouts are voluntary, and the homeowner can use the money to move to a safer place. As climate change drives more extreme rain, David Maurstad of FEMA says he expects the program to grow more in the coming years.
But buyouts have disproportionately gone to whiter communities. NPR analyzed records of about 40,000 property buyouts funded by FEMA and state and local governments and found that most of them were in neighborhoods that were more than 85 percent white and non-Hispanic. For context, the nation as a whole is 62 percent white/non-Hispanic, and disasters affect communities of all demographics. (Search the database of FEMA buyouts here.)
[...]