The extent of EQC liability for damage from sea-level rise

This paper considers the extent to which damage from storm surges, flooding and landslips associated with sea-level rise is covered by insurance against natural disaster provided under the Earthquake Commission Act 1993 (the Act) administered by the Earthquake Commission (EQC). The paper is part of a project examining where sea-level rise risks currently fall across different parties (homeowners, government and private insurers), commissioned by the Deep South National Science Challenge Impacts and Implications research programme. The project focuses on residential coastal housing and aims to examine the current legal and policy framework and identify liability in respect to sea-level rise impacts, and any gaps in the framework.