Falling through the gaps: how global failures to address the climate crisis are leading to increased losses and damages – Executive Summary

To better understand the realities and needs of frontline communities, the Zurich Flood Resilience Alliance explored flooding impacts and risks in Bangladesh, Indonesia, and Nepal. Case studies on losses and damages in these countries are summarized in this report. They build upon empirical observations, including post-event forensic analysis (e.g. the Post-Event Review Capability (PERC)), resilience assessments (e.g. the Flood Resilience Measurement for Communities (FRMC)), relevant global and national impact and risk databases, and reflections of key actors and communities themselves.

Each case study, seeks to answer the following sets of key questions:

• What are the losses and damages associated with climate change?
• Where are these not being measured and why are they poorly reported?
• What is being done to manage these risks through adaptation (including disaster risk reduction (DRR))?
• How effective are these efforts and what are the challenges?
• Where are these impacts not being managed?
• What is being done by whom to avert, minimize, and address the losses and damages experienced by communities?
• And, critically, what are the gaps?