Hi, welcome you all. I am very much pleased to join you in this forum. I think this is the time we all have to ponder upon the theme "DRR" challenges and way forwards to make the vulnerable communities resilient to Disasters. As it is important to know that disasters have many types and the impacts are also varying accordingly. but coping with disasters and making the vulnerable communities resilient to disaster is the prime responsibilities of the DRR actors. implementing the HFA in this regards is crucial for the countries which are prone to natural disasters. i am belonging to a country "Pakistan" which is facing some major disasters. at the time when i am writing these comments, most of the rural areas are under flood water of this year. so timely response and well preparedness is utmost important. A) major challenges: 1. implementation of policies and laws 2. allocation of funds and poor no audit of funds 3. traditional mindset of communities particularly i